Who Has the Cheapest SR-22 Insurance?

November 11, 2020

Posted by Joey Hernandez

If you have been ordered to obtain an SR-22, this means that you are now considered a high-risk driver. As a result, you will be paying a much higher rate than other drivers. Luckily, an SR-22 is not permanent, and you will only be paying a higher amount for a period of time. While the circumstances can feel trapping, there are ways to make the process of obtaining an SR-22, and getting it off your record, easier. 

Our Quotes

We do our own research and gather quotes from other insurance providers. For a 6 month term, these are the estimates given to us by some popular insurance companies: 

  • Kemper: $1,864
  • Progressive: $2,866
  • Traveler’s: $3,454
  • Geico: $4,614

 

Lowering the Cost of an SR-22

Some of the best things you can do to lower the cost of your SR-22 include: 

  • Practice safe driving. DUIs, reckless driving, and frequent speeding tickets are all examples of why someone would be ordered to obtain an SR-22. Practicing safe driving will highly lessen the chance of you ever needing to obtain one, or repeat the process if you have had to obtain one in the past. 
  • Choose the highest deductible you will be able to afford. Your deductible is the amount of money you pay in order for your SR-22 to start taking effect. Raising it an extra $500-$1000 will help lower your monthly payment. Lowering your liability and property damage will also help you save some extra money. 
  • Take A Course. Some insurance companies may offer discounts on an SR-22 if you agree to take a safe driving course. Not only that, the skills and tips you learn in a safe driving course will only help you in preventing having to submit an SR-22 again in the future. 
  • Compare Your Options. Not every insurance provider offers SR-22, and they will all give different quotes depending on a variety of factors. You also are not required to get an SR-22 through your current insurance provider. Even if your current provider offers you a quote, it’s still a good idea to shop around and see which provider will be most affordable for you. 

 

How to Obtain An SR-22 Insurance Policy

Getting an SR-22 form can be stressful, but with Joey Hernandez Insurance Solutions, it doesn’t have to be! You can get instant SR-22 filing and get your license reinstated the same day you contact us. Give us a call today at (866) 772-1114.

We'll Be In Touch Within Minutes to Start The Quote Process

Exit

Find Us

It takes about five minutes of talking over the phone or email to get all of the information we need.

i

We Get To Know Your Situation

We help you out with exactly what you need to do in order to get your license back today outside of just filing the SR22.

i

Get Personalized Help on What's Next

You’re able to head into the DMV and request your license.

i

Get Your License Back

Or fill out all the information we need and get emailed a quote