Posted by Joey Hernandez
If you have been ordered to obtain an SR-22, this means that you are now considered a high-risk driver. As a result, you will be paying a much higher rate than other drivers. Luckily, an SR-22 is not permanent, and you will only be paying a higher amount for a period of time. While the circumstances can feel trapping, there are ways to make the process of obtaining an SR-22, and getting it off your record, easier.
We do our own research and gather quotes from other insurance providers. For a 6 month term, these are the estimates given to us by some popular insurance companies:
- Kemper: $1,864
- Progressive: $2,866
- Traveler’s: $3,454
- Geico: $4,614
Lowering the Cost of an SR-22
Some of the best things you can do to lower the cost of your SR-22 include:
- Practice safe driving. DUIs, reckless driving, and frequent speeding tickets are all examples of why someone would be ordered to obtain an SR-22. Practicing safe driving will highly lessen the chance of you ever needing to obtain one, or repeat the process if you have had to obtain one in the past.
- Choose the highest deductible you will be able to afford. Your deductible is the amount of money you pay in order for your SR-22 to start taking effect. Raising it an extra $500-$1000 will help lower your monthly payment. Lowering your liability and property damage will also help you save some extra money.
- Take A Course. Some insurance companies may offer discounts on an SR-22 if you agree to take a safe driving course. Not only that, the skills and tips you learn in a safe driving course will only help you in preventing having to submit an SR-22 again in the future.
- Compare Your Options. Not every insurance provider offers SR-22, and they will all give different quotes depending on a variety of factors. You also are not required to get an SR-22 through your current insurance provider. Even if your current provider offers you a quote, it’s still a good idea to shop around and see which provider will be most affordable for you.
How to Obtain An SR-22 Insurance Policy
Getting an SR-22 form can be stressful, but with Joey Hernandez Insurance Solutions, it doesn’t have to be! You can get instant SR-22 filing and get your license reinstated the same day you contact us. Give us a call today at (866) 772-1114.