Posted by Joey Hernandez
In most cases, no one becomes familiar with an SR-22 until they need to. Going through the process of filling out an SR-22 can be a new and confusing process for many, which is why having the right information will make submitting an SR-22 all the more comprehensive. It’s common to assume that an SR-22 is just another type of insurance, but this is not the case. An SR-22 is not an insurance policy, but rather an additional piece of documentation to attach on to your current insurance policy. It certifies that you meet the minimum state requirements for liability insurance following a serious traffic offense, or multiple offenses, in a short period of time. In other words, an SR-22 is not an insurance policy, but a form that you are legally required to have in addition to your normal car insurance for a period of time.
How Do I Obtain an SR-22?
When you have been notified that you need to obtain an SR-22 for the first time, you most likely will have to contact your insurance company to let them know that you have been requested to submit one. Your state DMV or a court will notify you that you need one, and it needs to be submitted through them. Once you call your insurance company, you are responsible for paying the certificate fee. Once payment is made, your insurance company will begin the process of filing the certificate on your behalf. For most cases, you will be required to have your SR-22 on your driving record for 3-5 years, but this can vary depending on the state you are in, the severity of the offense, and other factors taken into account by your insurance provider.
How Do I Find The Right Insurance Company?
It might be surprising to know that not all insurance companies carry an SR-22 and will tell you that you need to purchase your SR-22 from another insurance provider. Check with your current insurance provider if they offer it, but you don’t have to get an SR-22 through your insurance company- consider shopping around for quotes from other companies that offer one that works best for you.
How to Obtain An SR-22 Insurance Policy
Obtaining an SR-22 form can be stressful, but with Joey Hernandez Insurance Solutions, it doesn’t have to be! You can get instant SR-22 filing and get your license reinstated the same day you contact us. Give us a call today at (866) 772-1114.