How Much Is An SR-22 Per Month?

November 11, 2020

Posted by Joey Hernandez

An SR-22 is typically something that people never know about or consider until circumstances arise. Navigating the process for providing an SR-22 can be confusing and overwhelming, but knowing the ins and outs will help make the process easier for insurance carriers to regain favorable terms with their providers. 

What Is An SR-22?

An SR-22 is commonly assumed to be a type of insurance, but it’s not- think of an SR-22 as an “add-on” document that you have been requested to provide to your insurance company after a serious traffic offense. Reasons why you may be requested to provide an SR-22 includes, but is not limited to: reckless driving, multiple traffic offenses (such as speeding tickets) in a short period of time, DUI or DWI, driving without auto insurance coverage, causing an accident without having insurance coverage, or driving with a suspended or revoked license. 

How Much Does An SR-22 Cost? 

The best way to avoid needing an SR-22 is by practicing safe driving. And if you ever needed another reason to drive safe, the cost of an SR-22 is definitely one. While costs vary depending on your insurance company, the average cost you can expect to pay for the SR-22 certificate itself varies between $300-$800. Factors that will determine how much you have to pay for an SR-22 include: 

  • Personal driving history 
  • Age 
  • Driving experience
  • Marital status 
  • Residence

 How much additional money you will have to pay varies and is determined by your insurance provider. If you have been requested to provide an SR-22 form, this indicates that your insurance company now considers you a high-risk driver- these individuals typically pay the highest premiums, because they are seen as too hazardous to insure. Other costs to consider include the filing fee at the DMV, which on average are $25-$50, and the license renewal fee after the requirements for the SR-22 have been met. License renewal fees can cost over $125. 

Do I Need to Obtain my SR-22 With My Insurance Provider? 

It’s important to note that you don’t have to obtain an SR-22 through your insurance provider. In fact, not all insurance providers offer SR-22 certificates. If your insurance doesn’t have the option to fill out an SR-22 with them, it’s recommended to shop around other insurance companies that do provide them, and see where the best value for you lies. 

How to Obtain An SR-22 Insurance Policy

Obtaining an SR-22 form can be stressful, but with Joey Hernandez Insurance Solutions, it doesn’t have to be! You can get instant SR-22 filing and get your license reinstated the same day you contact us. Give us a call today at (866) 772-1114.

We'll Be In Touch Within Minutes to Start The Quote Process


Find Us

It takes about five minutes of talking over the phone or email to get all of the information we need.


We Get To Know Your Situation

We help you out with exactly what you need to do in order to get your license back today outside of just filing the SR22.


Get Personalized Help on What's Next

You’re able to head into the DMV and request your license.


Get Your License Back

Or fill out all the information we need and get emailed a quote