Posted by Joey Hernandez
An SR-22 is typically thought to be a type of insurance, but it’s not. An SR-22 is simply an “add-on” certificate that you have been ordered to provide to your insurance provider after a serious driving offense. Reasons why you may be requested to fill out an SR-22 include, but are not limited to: reckless driving, multiple traffic offenses (such as speeding tickets) in a short period of time, DUI or DWI, driving without auto insurance coverage, causing an accident without having insurance coverage, or driving with a suspended or revoked license.
What is A Non-Owner SR-22?
After an individual has been ordered to submit an SR-22, it’s important to know that even if the individual does not plan to drive or does not own a vehicle, they are still required to submit what’s called a Non-Owner SR-22. Non-Owner SR-22 is an insurance policy with an SR-22 filing for individuals who do not own a car, or have one that they regularly drive.. These are for individuals who need to have an SR-22 on their insurance, but don’t have a vehicle that they routinely drive. Non-Owner SR-22 filings are designed to help accommodate the unique circumstances for these types of individuals.
So How Much Does It Cost?
The short answer to this question is, it depends. The cost of a Non-Owner SR-22 policy is simply the cost of a non-owners auto policy, plus the one-time SR-22 filing fee. The one-time fee is typically about $20, but different insurance providers will offer different quotes based on factors pertaining to the insurance holder. These factors can include things like: age, driving history, safety rating, credit score, marital status, and more. Keep in mind as well that not every insurance company has Non-Owner SR-22 as an option to choose from. However, a non-owner’s insurance policy is typically cheaper than a regular insurance policy.
How to Obtain An SR-22 Insurance Policy
Obtaining an SR-22 form can be stressful, but with Joey Hernandez Insurance Solutions, it doesn’t have to be! You can get instant SR-22 filing and get your license reinstated the same day you contact us. Give us a call today at (866) 772-1114.