Posted by Joey Hernandez
DUIs are a pretty serious driving offense, and receiving one can affect multiple aspects of your life for the long-term. If you have been charged with a DUI, an SR-22 is one of multiple aspects of the legal process you will need to go through. With a DUI on your record, you are now considered a “high risk” driver, and can expect to pay the highest insurance rates. Conditions regarding SR-22s and DUIs vary across state lines and insurance companies. The average length of time that an individual who now has an SR-22 as a result of a DUI charge will have to fulfill the requirements for an SR-22 for at least three years. In most cases, you can also expect your current monthly insurance payment to increase by 80%, on top of additional costs and fees associated with obtaining an SR-22. The original copy of the SR-22 certificate will remain on file with the carrier’s local DMV, as long as the carrier or DMV doesn’t cancel before terms are fulfilled, and you will not be required to file every year.
Do I Still Need an SR-22 If My License Gets Suspended?
If you have been charged with a DUI, you will most likely get your license suspended by either a court or your state. Even if you are not driving, you still need to submit an SR-22. Whether or not you have a valid license or a car, you need to carry an SR-22 if instructed to do so by your state or court. This type of SR-22 is known as non-owner SR-22 insurance. Keep in mind that an SR-22 is not insurance despite its occasional name “SR-22 insurance.” An SR-22 simply proves that you carry a car insurance policy for the minimum amount of coverage required by the state. The same applies for if you’re driving someone else’s car. You still must carry non-owner SR-22 insurance.
How to Obtain An SR-22 Insurance Policy
Obtaining an SR-22 form can be stressful, but with Joey Hernandez Insurance Solutions, it doesn’t have to be! You can get instant SR-22 filing and get your license reinstated the same day you contact us. Give us a call today at (866) 772-1114.