Posted by Joey Hernandez
Being required to fill out an SR-22 can feel overwhelming and trapping. It’s inconvenient, restrictive, and will jack up your monthly insurance payments. The good news is that you will not need to have an SR-22 forever.
How Long Does It Take To Get An SR-22 Off My Record?
If you are being required to fill out an SR-22, it is because you need to provide confirmation that you meet the minimum insurance requirements in your state as the result of a serious traffic offense, or after accumulating too many points on your driver’s license. On average, you can expect to have an SR-22 on your record for about three years. Because it is the DMV that will require you to fill out an SR-22, you will need to work out what you need to do with your state’s DMV. The details and requirements of your SR-22 will be made available to you once you have been requested to provide one. Once the requirements for your SR-22 have been met, you can contact your car insurance provider or shop around for new car insurance.
What Can I Do To Get An SR-22 Off My Insurance?
It’s possible to appeal your case to the DMV. That being said, the best thing you can do for getting an SR-22 (and prevent yourself from having to fill one out again in the future) is to practice safe driving. Effective actions you can take to practice safe driving include:
- Driving the speed limit
- Maintain safe following distance while driving
- Avoid distracted driving- this is one of the leading causes of accidents
- Never drink and drive
- Consider taking a defensive driving course- it will only help improve your road skills
Switch Insurance Companies
If you try to remove your SR-22 before the requirements have been fulfilled, your license will only be suspended again. You should only be looking to take your SR-22 off until you have received confirmation that you have met all the requirements for your SR-22 to be removed from your insurance. Once you have this confirmation, contact your insurance company to let them know that your SR-22 has been met, and how your monthly payment will be affected by this change. If you would like, you can shop around to see what quotes other insurance companies will give you and see if another company suits your needs and monthly budget better.
How to Obtain An SR-22 Insurance Policy
Obtaining an SR-22 form can be stressful, but with Joey Hernandez Insurance Solutions, it doesn’t have to be! You can get instant SR-22 filing and get your license reinstated the same day you contact us. Give us a call today at (866) 772-1114.