SR 22 FAQS

 

Why do people get SR22 Insurance?

 

A California Insurance Proof Certificate (SR-22) filing is required for major violations like a DUI or reckless driving conviction, being considered a negligent operator, having a suspended license, or failing to have liability insurance at the time of an accident. The filing period can last up to three years. Most major traffic offense convictions, such as hit and run, reckless driving, and driving under the influence (DUI), will stay on your record for seven to 10 years from the violation date.

 

 

Why should I hire you over other companies?

 

We guarantee the lowest rates in California and customer satisfaction. We are also partnered with the best and most competitive insurance companies for drivers with DUIs. Call us and our full customer service team of licensed agents will be ready to assist you with no phone wait times.

 

 

How much will my auto insurance premiums increase?

 

With other insurance companies, your premiums can quadruple after a DUI. We can get you signed up with handpicked, A-rated insurance companies, and we typically see only a small increase after a DUI conviction.

 

 

What is the average cost of SR22 Insurance?

 

The average cost for SR22 Auto Insurance can range from as low as $150 to $500 depending on zip code, age, and driving record.

 

 

What is non-owner SR22 Insurance?

 

Non-owner policies are for operators only, with no specific vehicle insured. A non-owner policy with an SR-22 Certificate is usually purchased when the insured does not own a vehicle. It helps meet the DMV's eligibility requirements with the minimum liability coverage needed to reinstate a driver's license.

 

 

What happens to car insurance after a DUI?

 

Auto insurance can be confusing after a DUI, but our licensed SR22 Auto Insurance Specialists are here to help. If your car gets totaled after a DUI, you don't own a vehicle, need to file an SR22 Certificate, have a suspended license, or were convicted of a DUI and your insurance company will no longer insure you or file an SR22, we are here to help. Our expertise with non-owner SR22 insurance is one of the reasons we are a leading insurance brokerage for SR22 Insurance in California.

 

 

Are certain auto insurance companies better than others after you file for an SR22?

 

Yes, every insurance company is different. By taking your information and comparing quotes from 50 different companies, we're able to find the best company for your needs. We work with many popular insurance companies our clients choose to fulfill their SR22 requirement.

 

 

What is the difference between SR1P and SR-22 Insurance?

 

SR1P Insurance is mostly used for drivers who were not insured during an accident. SR22 satisfies both eligibility requirements.

 

 

If I contact you, what happens next?

 

One of our SR22 Auto Insurance professionals will ask a few questions over the phone or email, which typically takes around five minutes. After we find out what we need to know, you'll get advice on your best options and help on the next steps to get your license back.